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Umang Kalra
finance

Umang Kalra

Founder, Policy Ghar

Mr. Umang Kalra is the founder of Policy Ghar, a financial advisory and insurance consultancy. He specialises in policy structuring, personal finance strategies, and making insurance accessible and understandable for everyday Indians.

Discussions Curated or Featured

Common Insurance Buying Mistakes You Must Avoid | Mr. Umang Kalra | The Buzz Bite
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Common Insurance Buying Mistakes You Must Avoid | Mr. Umang Kalra | The Buzz Bite

Umang Kalra of Policy Ghar breaks down the most frequent mistakes made when purchasing health and term insurance, warning against choosing policies based solely on the lowest premium.

Impact of AI in Insurance Industry | Mr. Umang Kalra | The Buzz Bite
finance3:45CLIP

Impact of AI in Insurance Industry | Mr. Umang Kalra | The Buzz Bite

Insurance expert Umang Kalra discusses the growing impact of AI in the insurance industry, exploring how automation is changing policy comparisons, claims, and why expert human judgment is still essential.

The Earlier You Buy Insurance, The Better | Mr. Umang Kalra | The Buzz Bite
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The Earlier You Buy Insurance, The Better | Mr. Umang Kalra | The Buzz Bite

Insurance expert Umang Kalra from Policy Ghar explains the strategic financial advantages of purchasing health and term insurance early in life, when premiums are lowest and coverage terms are optimal.

Smoker Disclosure: Why One Lie Costs You Everything | Umang Kalra | The Buzz Bite
finance1:36CLIP

Smoker Disclosure: Why One Lie Costs You Everything | Umang Kalra | The Buzz Bite

Insurance advisor Umang Kalra discusses the severe consequences of failing to disclose smoking habits on insurance proposals, warning that a single omission can lead to claim rejections.

Pet Insurance Explained: Is It Worth It in India? | Umang Kalra | The Buzz Bite
finance2:14CLIP

Pet Insurance Explained: Is It Worth It in India? | Umang Kalra | The Buzz Bite

Umang Kalra of Policy Ghar introduces pet insurance in India, explaining coverage for veterinary bills, surgeries, accidents, and third-party liabilities for pet parents.

Couple Insurance: Why Your Current Plan Fails When You're Pregnant | Mr. Umang Kalra | The Buzz Bite
finance3:05CLIP

Couple Insurance: Why Your Current Plan Fails When You're Pregnant | Mr. Umang Kalra | The Buzz Bite

Insurance consultant Umang Kalra explains why standard individual and corporate health insurance plans often exclude or limit maternity coverage, highlighting the need for early couple financial planning.

Claims in Maternity Insurance | Mr. Umang Kalra from Policy Ghar | The Buzz Bite
finance3:18CLIP

Claims in Maternity Insurance | Mr. Umang Kalra from Policy Ghar | The Buzz Bite

Umang Kalra discusses the mechanics of maternity insurance claims, explaining how to navigate waiting periods, delivery sub-limits, and newborn expenses to avoid out-of-pocket costs.

Maternity Insurance Policy & New-Born Baby Coverage | Mr. Umang Kalra | The Buzz Bite
finance1:16CLIP

Maternity Insurance Policy & New-Born Baby Coverage | Mr. Umang Kalra | The Buzz Bite

Insurance expert Umang Kalra explains how maternity insurance and newborn cover work, detailing waiting periods, delivery sub-limits, and newborn hospitalizations.

Buyers Feeling Abandoned After Purchasing Insurance Policies | Mr. Umang Kalra | The Buzz Bite
finance3:50CLIP

Buyers Feeling Abandoned After Purchasing Insurance Policies | Mr. Umang Kalra | The Buzz Bite

Umang Kalra discusses why many insurance buyers feel unsupported after purchase, highlighting the value of long-term advisory and claim assistance.

The Connection Between Personal & Business Insurance Explained | Umang Kalra | The Buzz Bite
finance1:07CLIP

The Connection Between Personal & Business Insurance Explained | Umang Kalra | The Buzz Bite

Insurance expert Umang Kalra explains how business owners can coordinate their personal and business insurance to protect both corporate assets and personal wealth.

Business Insurance: The Protection Every Entrepreneur Should Have | Umang Kalra
finance2:39CLIP

Business Insurance: The Protection Every Entrepreneur Should Have | Umang Kalra

Umang Kalra of Policy Ghar explains the role of business insurance, detailing coverage options that protect startups and small businesses from operational risks.

Episode 4 - Policy Ghar - Mr Umang Kalra | The Buzz Bite
finance43:22EP. 4

Episode 4 - Policy Ghar - Mr Umang Kalra | The Buzz Bite

Rishi Singh sits down with Umang Kalra of Policy Ghar to demystify personal insurance, discuss building credibility and trust in the industry, and dissect how to avoid mis-selling by analyzing exclusions and policy structures.